Mortgage And Foreclosure

A Team Of Responsive Mortgage Foreclosure Lawyers

With today’s difficult economy and an unstable real estate market, we understand the need to hire the the best Southern California Real Estate Attorneys. More and more Americans have lost their homes in the last few decades due to the vulnerability of the market. This is why it’s essential to know there are skilled professionals in the field of foreclosure law and mortgages. We have a law firm with talented real estate attorneys waiting to help.

  • Review Your Real Estate Situation & Develop A Legal Strategy For You
  • We Treat Each Client With Compassion & Respect
  • Judicial Foreclosures (Plaintiffs and Defendants)
  • Predatory Lending Violations
  • Foreclosure Prevention Consultants Violations
  • Home Equity Purchases (while in default) Violations
  • Stop Mortgage Fraud
  • Enforcing A Judgment
  • Surplus Funds & Interpleaders


When it comes to Mortgage Law & Loan Modification Litigation, our experienced and passionate Real Estate Attorneys will effectively litigate your case, whether in State or Federal Court. Our Attorneys do the research, motions, and negotiations necessary to get you the results you deserve.
The attorneys at First Recovery Team have accomplished a lot in this particular field for both homeowners and small lenders. These accomplishments include filing one of the first few restraining orders under the Homeowner Bill of Rights and winning major published legal decisions which other lawyers and judges follow.

Even if keeping your home is impossible or not in your best interest, we can advise you on how to handle the situation with your best financial, familial and personal interests in mind.

Loan Modifications – Although easy to submit, oftentimes the difficult part is getting the bank to actually provide a good faith review of them. Filing a lawsuit is your right and oftentimes you will be entitled to attorney fees plus damages for violations by the bank, including failure to meet with you and discuss options to avoid foreclosure!

With a dedicated and experienced staff of legal professionals at your service, we provide countless years of education and expertise as well as a compassionate and personal touch you won’t find at most firms. In applying foreclosure law, our staff utilizes the most cutting-edge legal strategies to protect you.

Free Case Analysis
Call 800 501 3265 or fill out the form below to request a free case analysis.

Find the Best Mortgage Foreclosure Attorney Who Is Adept at California Real Estate Law

While it is certain that fewer homes in the State of California are being subjected to foreclosure due the presence of the California Bill of Rights for Homeowners, it cannot be denied that the state is still among the states with the highest foreclosure rates. With the complexity of the foreclosure laws California has, it is imperative to seek legal assistance only from the top foreclosure lawyers in the State, particularly when dealing with the following:

Know the Review  Period  For the Pre-Closure Loss Mitigation

When the servicing rules laid out by the Federal Consumer Financial Protection Bureau took effect on January 10, 2014, it enforced a law which compels mortgage services to wait until payment delinquency reaches 120 days prior to sending the first official notice. The same waiting or review period is likewise required prior to the filing of any non-judicial or judicial foreclosure under the real estate law California has. This period is crucial in reviewing all possible options. During this period, you should take measures on how to completely turn the process around.
Another important facet of Pre-Foreclosure procedure is the set of requirements for borrower outreach. This fundamentally means that the Real Estate Law California requires the servicer to personally speak to the borrow ( or over the phone) at least 30 days prior to the official recording o f the Notice of Payment Default.

Note that the receipt of the said Notice is the official start of the foreclosure proceeding. The call is a vital part of the process as it would allow the servicer to assess your current financial situation and to determine the options you may exhaust before foreclosure becomes final. At this phase, our top foreclosure lawyers can assist you in responding to the servicer which may include making an official request for the subsequent meeting within 14 days.

Hiring the best foreclosure lawyers California has can immensely help you in the discussion of options as well as in the assessment of your situation. Struggling homeowners should also understand that there are several legal ways to stop a foreclosure and with the help of an experienced foreclosure lawyer, you could be guided on how to save your precious property.